Like the rest of the nation, Minnesotans are losing jobs and others are forced to trade full-time work for part-time work.  Many who are still working are losing health care coverage.  Others have lost their homes to foreclosure.  As the number of Minnesotans in crisis grows, we find that Minnesota has allowed its safety net to unravel for much of the last decade.  The damage has been done by budget cuts and budget gimmicks, by allowing assistance amounts to stagnate, and by allowing complex rules to overtake effective assistance.